Online credit is democratizing to offer easy and fast credit. When it comes to an intermediary without a bank, consumer credit becomes virtuous … fairer!
A payday loan to finance all your projects
To finance the purchase of a car or household appliance, schedule work or book a trip, you can choose to save and wait. But to carry out your project without waiting, without putting yourself in the red financially, there is a quick way to unlock an amount of up to $ 40,000: consumer credit. This payday loan does not require proof of the destination of the funds: you are free to use the amount borrowed to renovate, furnish or equip your home, pay for your wedding or deal with an accident in life.
Only restricted loans require justification. In the case of the purchase of a vehicle for example, the car loan is conditioned on an invoice from the dealer, the garage or the seller if it is an individual. This type of loan has an advantage: the credit is canceled if the good is not delivered.
Loan between individuals: break free from traditional intermediaries
Who says consumer credit says lender establishment. There is however an alternative to banks and traditional organizations to obtain financing for its projects . The principle is simple: the money loaned comes from individuals or institutions, who entrust their savings to us to invest in the real economy, by financing the projects of households. The interest paid by households is fully paid to the lenders. There are therefore no additional costs which would be added.
Online payday loan: the collaborative web era
The boom in lending between individuals came with the development of the Internet and in particular the collaborative web. Thanks to collaborative consumption platforms, it is possible:
• to exchange accommodation;
• to organize carpooling;
• finance an album or any other project;
• create a kitty online.
Service platforms between individuals have put new technologies at the service of communities concerned with consuming differently. The loan between individuals is part of this line, to free individuals from the brakes and high costs of traditional organizations. With the Internet, collaborative consumption is not a fad reserved for a category rejecting the consumer society. This innovative concept corresponds to the new aspiration of citizens wishing to consume better, while saving money.
A web platform can reconcile this new practice which removes consumer credit, with the requirement of transparency and consumer protection of public authority.
Online payday loan: towards easy credit thanks to credit platforms
Taking out personal credit online is faster than following the traditional circuits of traditional organizations. With a web platform like us :
• the borrower obtains a final response within 24 hours * after receiving the documents;
• after acceptance of the file and compliance with the legal withdrawal period (14 days), the amount of the consumer credit may be paid within a few days to the applicant’s bank account.
In less than 10 days, you unlock the amount you need to finance your project. In addition, we accelerate the process by simplifying as much as possible the choice of consumer credit: only one type of credit is available (amortizable at fixed rate and constant monthly payment), which avoids unpleasant surprises as with a revolving credit.
payday loan without bank: a cheap consumer credit
Administration fees, high interest rates: traditional lending institutions apply significant margins on consumer credit. Loans without an institutional bank can circumvent these practices to benefit from fairer borrowing conditions! With a platform like us , the loan resulting from the connection between individuals and investors contributions to a transparent and virtuous system:
• investors’ money is placed at a competitive rate of return (up to 6% per year)
• payday loans granted to individual borrowers benefit from one of the lowest interest rates on the market;
• the platform is only paid for the administrative costs, to cover the costs of its structure.
Perform a credit simulation online to measure the benefits of the loan!
* Final decision within 24 hours: On receipt of your complete file, we can give you a response within 24 hours by SMS in the case of acceptance, and by email in the case of a refusal.